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INVESTMENT SERVICES

We has been helping Main Street families invest for the future . While many financial professional aren't interested in working with the middle class,* Our firm is committed to helping Main Street families save and invest for their short-term and long-term goals.

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MUTUAL FUNDS

Mutual funds are one of the most effective long-term savings vehicles. Mutual funds are a great way to "become an owner, not a loaner." They give average families access to an investment vehicle with the potential to minimize risk through professional management and diversification.*

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There's no doubt that investing in mutual funds involves risk. But a Team Vale Financial representative can help you to understand those risks, and guide you to mutual funds that match your investment objectives and risk tolerance.

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Mutual Fund Providers:

  • American Century Investments

  • American Funds

  • Invesco

  • Fidelity Advisor Funds

  • Franklin Templeton Investments

  • Legg Mason

  • MFS Investment Management

  • Putnam Investments

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TYPE OF ACCOUNTS

  • Roth IRA

  • Traditional IRA

  • SEP IRA

  • 401 K Plans

  • Simple

  • 529 College Savings Plan

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ANNUITIES

Team Vale Financial offers three kinds of annuities products: variable annuities, fixed annuities, and fixed indexed annunities:

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  • Variable annuities are long-term contracts between an individual and an insurance company. Variable annuities contain both investment and insurance features and are designed specifically for retirement.

  • Fixed annuities are long-term contracts between an individual and an insurance company. Fixed annuities provide a fixed rate of return that is guaranteed by the issuing company.

  • A fixed indexed annuity is a long-term contract between an individual and an insurance company. Fixed index annuities provide a higher rate of return than a fixed annuity, but the return is not guaranteed. 

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Annuity Providers:

  • Lincoln Financial Group

  • Brighthouse Financial

  • Equitable

  • AIG

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BUSINESS RETIREMENT PLANS

Team Vale Financial's 401(k), 403(b) and 457(b) plan offerings are individual and employer-sponsored retirement plans that grant employees the opportunity to contribute a portion of their salary on a tax-deferred basis into investment vehicles, such as mutual funds and annuities. 

 

401(k) Providers:

Preferred plan providers:

  • Equitable

  • Voya

  • CUNA Mutual

  • July Services

  • American Funds

  • Fidelity Advisors

 

403(b) Providers:

  • Equitable

  • Aspire 

  • Any of our approved mutual fund partners that have been approved as an investment option in a non-ERISA 403(b)7 plan

  • K-12 schools, colleges, churches, hospitals, etc.

 

457(b) Providers:

  • Equitable

Book your free consultation 

On Your Path to Financial Freedom.

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